Thursday, February 26, 2009

Cough cough

Ahem. Ka kakaka.

That is the sound of me clearing my throat and coughing. Bah humbug. The cold that hit Tessa a couple weeks ago went to Ryan, and now it's solidly in me. Yuck.

We woke up to snow, so Tessa got to sleep in a bit before heading to school, as there was a two hour delayed start. I can't believe how much snow we've had this year! It feels crazy.

I have spent half the morning coughing, and the other half of the morning I've been working on getting a better rate on our mortgage. I think that we've settled on a lender, and we are really happy with the prospect of saving $200 per month. That is a lot of money! Especially, when you consider that it's "free" money - aside from a few hours of phone calls and paperwork, we will save $200/month for the next thirty years. (Actually, once we're debt free, we'd like to apply that to principle on the loan and pay off our house sooner, but that's just a dream right now.) If your house is above water (worth more than you paid for it) and you haven't examined refinancing in a while, this is a great time to refinance. I can't believe how low rates are; when we bought our house we thought we had a great rate, but it's much better now.

Speaking of our house, I'm trying to make our house nicer and nicer by getting rid of things. I'm reading about small houses, simplicity, living with less, and all kinds of related topics, with the goal of reducing the clutter around us and living with those things that are beautiful and useful, while getting rid of the rest.

For me, this becomes a bit of spiritual cleansing, as much as it is a physical cleaning. I can't work well in a cluttered space; I swear that I don't sleep as well with a basket of laundry in the room as I do in a tidy room. I'm going room by room and trying to organize drawers, clothes, closets, countertops, books, and bins. We figured out a good paperwork system (so far so good!), and we got the office into good working space with freed workspaces....and I'm really trying just to live my best life by doing these small tasks. This doesn't come easily to me, and I'm realizing that I'm more of a packrat than I previously thought. Still, uncluttered shelves soothe me more than having them overflowing with I'm working on it.

My head is cluttered with the fogginess of not feeling well, so I'll end there. I'll be fine....just no fun for the moment.

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