Thursday

It is a winter wonderland outside - it snowed last night! There is an inch or so of snow everywhere, and school is delayed by two hours. I'm glad; Tessa was coughing last night and she was restless (which means that I was, too, as we can hear her from our room) and she's still sleeping now.

And I feel crummy as well - a slightly upset stomach and a scratchy throat and cough. Wah, wah, wah. We have plans to have a couple friends over for dinner (chicken curry) and then Michele, Lori and I are doing our regular writing group afterwards...I want to be "up" for that. Here's hoping that the morning scratchies don't get worse.

Yesterday, in addition to working on the Hunts Point book (momentum!), I started getting information about taking advantage of lower interest rates for our mortgage. It looks like we can refinance and save about $200 per month - wow! That is, essentially, free money and we're pretty excited about it. Our get-out-of-debt plan will go faster with an extra $200, and when we're out of debt we can apply an extra $200 to the principle of the loan and pay off the mortgage that much faster.

If anyone has a mortgage guy that the recommend, now's the time to send me info, because we hope to move forward in the next few days. We have a quote from our current lender that looks pretty good, but we're comparison shopping.

And many thanks to my Mom & Dad for a lovely dinner with them at their home last night....